No technical team. No banking license. No months of implementation. Connect your accounts, and Jmoor handles the rest — calculation, routing, execution, and compliance.
Use Flinks to securely connect your business bank account. Import your employee roster via CSV or integrate with your HRIS. Connect QuickBooks, Xero, or Sage for automatic GL reconciliation. No technical team required.
Our calculation engine uses official CRA T4127, IRS, and HMRC formulas to compute deductions, contributions, and net pay. The routing engine dynamically selects the cheapest, fastest payment rail for each transaction — EFT, Interac e-Transfer Bulk, wire, or local rails.
Payroll executes on schedule. Vendor payments trigger after approval. Virtual cards issue instantly. Cross-border transfers reach local accounts in hours. CRA remittances and year-end T4s file automatically — with human last-mile verification on every submission.
Every transaction type follows a clear, auditable path from initiation to completion.
We are a technology service provider, not a bank. Your funds move directly between accounts.
Money moves directly from your account to the recipient. We never touch your balance.
You do not need to become a money services business. We handle the regulatory complexity.
Every transaction, approval, and filing is logged and exportable for compliance reviews.
Schedule a 15-minute walkthrough with our team. No sales pressure. Just a clear explanation of how Jmoor works for your business.