Jmoor pays your team, moves your money, files your taxes, and keeps your books — wherever your people are.
Trusted by 10,756 teams in 8 countries, moving $2.4B a year. No credit card to start.
No credit card required. 14-day free trial.

The Problem
Payroll in one app. Transfers in the bank portal. The overseas contractor in a third. A card tool nobody reconciles. And a spreadsheet to make them all agree. Five logins, five bills, and one person — you — tying it out at 11pm. Month-end shouldn’t cost you a weekend.
Pay your people. Move your money. Stay compliant. See everything. Each one deep enough to stand alone — together, they’re the whole back office.
Payroll dashboard preview
Not six tools wearing a trench coat. One system where pay, payments, cards, and the books are the same continuous thing.
Run it in four clicks. Your team is paid by Interac or EFT the same day — not three business days later, not "pending."
Bills, suppliers, contractors — with the approval chain you already use, so nothing leaves without the right signature.
Issue a virtual card in seconds, set its limit, freeze it from your phone. No more chasing receipts after the fact.
They link accounts, pay bills, split costs with a colleague, and tuck money aside for tax — without leaving your payroll.
Send your overseas contractor their own currency, at the mid-market rate, in hours. No correspondent-bank limbo.
Year-end slips, remittances, GST/HST, AML checks — prepared and filed on time, so the deadline stops being a threat.
Solutions
Two people or two hundred, your own books or a hundred clients’ — Jmoor meets you where you actually work.
Connect your bank, your people, and your accounting in an afternoon. Import the rest. No IT project, no implementation fee.
Pay your team, settle a vendor, issue a card — from one screen. Most teams are live the same week they sign up.
Every payment posts to your ledger and reconciles itself. The filings queue up on their own. You just approve.
Customer Stories
Trust & Security
Jmoor moves your money — we never hold it. Your funds never sit on our balance sheet, never get lent out, never go quiet. Like a ship at its mooring: held steady and on course, but free to leave whenever you want.
Bank-grade encryption on every record. Every figure traceable to its source. A full audit trail your accountant — and any regulator — can follow line by line.
We orchestrate the money. It’s always yours, never ours.
Independently audited security, the same standard your bank holds.
Tax authorities, year-end slips, AML — handled to the letter.
Every dollar has a source and a trail. Nothing to reconstruct later.
Pricing
We do not believe in surprises. Every fee is listed upfront. FX at mid-market rate. Interchange-plus for cards. No monthly minimums.
No credit card required. 14-day free trial.
Questions, answered
No. Most teams start with one thing — usually payroll — and bring over payments, cards, and the books as they go. You can run Jmoor alongside your old tools until you’re ready to close them.
Yes. Import your year-to-date figures and Jmoor picks up exactly where you left off — no restating, no gaps in your filings, no January-only window.
We file. Year-end slips, payroll remittances, sales tax — prepared, checked, and submitted to the right authority on time. You approve; we handle the paperwork.
Eight today — Canada, the US, the UK, Australia, New Zealand, Singapore, India, and the UAE — each with its own local rules and rails. Your overseas contractors get paid in their own currency at the mid-market rate.
Never. Jmoor orchestrates your money but never custodies it — your funds never sit on our balance sheet. We move it; you own it, the whole way through.
Transparent and usage-based: a small base fee plus a per-employee and per-transaction rate, mid-market FX with no hidden markup, and a free tier until you’re really paying people. Every fee is on the pricing page — no surprises.
Start free in minutes — bring your team, your vendors, and your accountant. Keep the spreadsheet as a souvenir.