Create a virtual card instantly — with spending limits, merchant and category locks, single-use rules, and one-tap freeze built in. Every card ties straight back to your books, so control and clarity come standard.
Locks to one purchase, then closes itself. Perfect for a one-off buy or a risky merchant.
Interactive preview — try it. Real cards freeze, re-limit, and update instantly.
The shared-card problem
Control, by design
Every rule is checked at authorization, so overspend and misuse are stopped, not just reported.
Per-card daily, monthly, or total caps — enforced at authorization, before the money moves.
Allow or block whole merchant categories — ads only, travel only, no cash advances.
Bind a card to a single merchant, so a leaked number is useless anywhere else.
The card authorizes one purchase, then closes itself automatically.
Activate a card only for the window you need — then it goes dormant.
Location and risk signals feed the decision, flagging spend that doesn’t fit the pattern.
A card for every job
One-off buys, risky merchants, free trials
Authorizes a single purchase, then closes — so it can never be charged again.
One vendor, one supplier, one tool
Works only where you intend. A leaked number can’t be spent anywhere else.
SaaS, ads, recurring services
A dedicated card per subscription — cancel any service by freezing its card.
Employees, departments, projects
Give each person a card with its own limit, controls, and audit trail.
How it works
Create a card in seconds — no plastic, no waiting, no branch.
Set the limit, category, merchant, and rules before the first charge.
Use it online or add to a mobile wallet. Every rule is enforced at authorization.
Each transaction posts to your books and matches its receipt — automatically.
Where teams use them
One card per tool. See every recurring charge and kill a subscription by freezing its card.
Cap the ad account, block everything else, and stop overspend before it happens.
Merchant-locked cards keep each supplier’s number contained and reconciled.
Give people controlled cards instead of a shared number — with per-person limits.
A card per project or contractor, with its own budget and clean audit trail.
Single-use cards let you try services without surprise renewals or leaked details.
Because your cards live in the same platform as your accounting, there’s no export, no import, no month-end scramble. Every transaction lands in the ledger, tagged and ready to match its receipt.
Security & control
Lock any card from your phone the moment something looks off — reverse it just as fast.
No plastic to steal or misplace. Numbers are generated, controlled, and disposable.
Card data is tokenized and encrypted; access is gated by secure sign-in and MFA.
Every card, limit change, freeze, and transaction is logged with a clear audit trail.
Limits and eligibility can flex with Jmoor’s internal trust score — responsibly.
People only see and control the cards their role allows. Nothing more.
Virtual vs traditional
Frequently Asked Questions
A virtual card is a card number generated instantly in software — no plastic. It works anywhere online (and in mobile wallets), but with limits, merchant/category locks, and freeze controls built in from the start.
In seconds. Create a card, set its limit and rules, and use it immediately — no ordering, shipping, or branch visit.
Yes. Each card can have its own limit (daily, monthly, or total), category (MCC) rules, a merchant lock, single-use behaviour, and a time window — all enforced at authorization.
Freeze it in one tap, or rely on its merchant lock or single-use rule so a leaked number can’t be used elsewhere. You contain the issue to one card instead of cancelling everything.
Yes. Because cards are part of the same platform as your accounting, each transaction posts to your books and can be matched to its receipt automatically — no manual month-end reconciliation.
Yes. Issue controlled cards per person, department, or project — each with its own limit, rules, and audit trail — instead of sharing one number.
Where supported, virtual cards can be added to a mobile wallet for in-person and online spend, while keeping all the same controls.
Yes. There’s nothing physical to lose, numbers are tokenized and encrypted, access is protected by secure sign-in and MFA, and every action is logged. Availability may depend on your plan, region, and verification.
Issue your first virtual card in seconds — with the limits, locks, and reconciliation that turn spending from a guessing game into a controlled system.
One System. Every Number. Total Confidence.
